Legally Remove Collections in as Little as 30-60 Days Without Paying Debts You Don’t Owe.

No courtrooms. No confusion. Just a clear process to help you take

back control and move forward with peace of mind.

Here’s what you can expect when we work together:

✅ Collections removed through a proven, legal process

✅ Guidance to help stop or dismiss active lawsuits

✅ You may be eligible for financial compensation

✅ Clear, upfront pricing with no surprise fees

Tired of Debt Collectors Calling? I Help You Remove Collections Fast and Legally

No courtrooms. No confusion. Just a clear process to help you take back control and move forward with peace of mind.

Here’s what you can expect when we work together:

✅ Collections removed through a proven, legal process

✅ Guidance to help stop or dismiss active lawsuits

✅ You may be eligible for financial compensation

✅ Clear, upfront pricing with no surprise fees

Testimonials
Customer 1

PAC Consulting helped me fix my credit and secure business funding. Their team explained every step and provided personalized solutions. Thanks to Phil, my credit is much better now!

Kaylani and Kyleigh Cox

★★★★★
Customer 2

I had the pleasure of working with Phil from PAC Consulting and I couldn't be more impressed with the level of professionalism, thoroughness, and responsiveness exhibited throughout the process.

Bridgette Freeman

★★★★★
Customer 3

I've had an incredibly successful and professional working relationship with PAC Consulting. They have played an instrumental role in helping me develop over $100,000 in business funding.

Patrick Thomas

★★★★★
Customer 4

Top tier credit repair and business funding services. Highly recommended!

Chantelle Clarke

★★★★★
Customer 5

Phil removed all collections from my credit profile. He worked tirelessly to ensure my credit was restored. Amazing service!

Quantavious Ealy

★★★★★
Customer 6

Phil is amazing, very professional and knowledgeable. I’ve been using him for years and will continue for sure. Highly recommend!

Shanel

★★★★★
Customer 7

Phil has great expertise & is extremely knowledgeable when it comes to credit repair, business structuring, and business funding! Our first call was seamless - look forward to continuing with his consultancy.

Antonio Johnson

★★★★★

You're in Good Hands!

1/2
2/2

FAQ's

Welcome to PAC Consults! We understand that navigating the complexities of business financing, credit score improvement, and business formation can be daunting. Our team is here to guide you through every step of the way, ensuring your business thrives. Below, you’ll find answers to common questions about how we work and the services we provide.

Welcome to PAC Consults! We understand that navigating the complexities of business financing, credit score improvement, and business formation can be daunting. Our team is here to guide you through every step of the way, ensuring your business thrives. Below, you’ll find answers to common questions about how we work and the services we provide.

How we work?

Our process is designed to be thorough and personalized to each client's needs. Here's how we start:

1: Intake: You express interest in our services, and we gather initial information about your business and its needs.

2: Consultation: We schedule a consultation call to understand your business in depth, including challenges and goals.

3: Service and Situational Goals: Together, we identify the specific services you need and set realistic goals.

4: Discovery Call Meeting: A deeper dive into your business to tailor our approach perfectly to your situation.

5: Price Estimate: We provide a detailed price estimate based on the services you require.

6: Contract and Invoice: Once you agree to move forward, we draft a contract, and upon signing, we issue an invoice to begin our services.

How does PAC help my business?

PAC Consults offers a comprehensive range of services designed to support your business’s growth and stability:

. Business Consulting: We work collaboratively with you to tackle challenges and seize opportunities, ensuring a partnership where both parties win.

. Representation in the Business World: Our team stands by your side, advocating for your business in various capacities to help you achieve your desired outcomes.

Can PAC Consults assist with business financing applications?

Absolutely. We assist with every step of the application process for business financing. This includes preparing necessary documentation, improving your credit score to meet lender requirements, and advising on the best financing options for your situation.

How can PAC Consults help improve my credit score?

Improving your credit score is crucial for business financing. We offer tailored strategies which may include disputing inaccuracies on your credit report, advising on debt repayment plans, and suggesting ways to improve your credit utilization rate.

What does business formation involve, and how can PAC Consults assist?

Business formation is the process of legally establishing your business. PAC Consults can assist by recommending the best type of legal structure for your business, preparing and filing the required documents with the relevant authorities, and ensuring that all legal bases are covered for your new enterprise.

Our Methodology

Personalized Financial Clarity

Develop a game plan that aligns with your goals and values, guiding you every step of the way.

Strategic Growth Framework

Unlock growth with precision using your strategic framework for fearless financial decisions.

Create Limitless Wealth

Secure your legacy with a sustainable structure that promotes wealth and prosperity for generations to come.

Meet Phillip Crawford

Licensed Financial Advisor | Debt Resolution Consultant

After years in the financial industry - and my own personal journey with rebuilding credit - I saw how many everyday people were being misled by overpriced credit repair gimmicks and confusing legal threats.

I built this service to simplify what others over complicate. You don’t need a lawyer to fight collections. You need someone who understands how the system works and how to make it work for you.

Today, I’ve helped hundreds of people legally remove collections, avoid lawsuits, and regain control of their financial lives. Whether you're dealing with old accounts, aggressive collectors, or just need clarity, I’m here to help.

COMPANY

FOLLOW US

Copyright 2025. P.A.C FIRMS LLC. All Rights Reserved.